With the increase of aging baby boomers, the senior population is predicted to double by 2036 (Healthcare of Ontario Pension Plan, 2017). Studies suggest that this may have implications on a demographic already impacted by poverty and inadequate government support. Two key factors, among many others, have been found to contribute to poverty levels in older adults. The first is a decline of work pension coverage and the second is changing demographics. As life expectancy increases, and retirement plans in the workplace are shifting to relying more heavily on personal savings, an increasing number of seniors will not be adequately prepared for retirement. This section further explores these dynamics.